Western Mindanao Multi-Purpose Cooperative

Building Better Futures Together

Fast Growing Cooperative Since 2022

Our Impact

10,000+
Active Members
5
Branch Locations
₱500M+
Total Assets
25
Years of Service

Who We Are

Guided by purpose, driven by service

Our Mission

WMMCooperative is committed to advancing financial literacy and enhancing the social and financial well - being of members. We achieve this by delivering essential and innovative cooperative products and services that contribute to a better quality of life and foster positive community impact.

Our Vision

A pioneering provider of social and financial cooperative services.

Core Values

WWisdom
MMission-Driven
MMotivated
CChrist-Centered
OOpen-Minded
OOptimistic
PProfessionalism

Products and Services

Comprehensive financial solutions designed for your growth.

Savings and Deposit Services

Secure and flexible savings accounts for all members with competitive interest rates.

  • Competitive interest rates
  • No maintaining balance required
  • Free passbook updates
  • 24/7 online access

Regular Loan

Basic loan for immediate financial needs.

  • ₱1,000 - ₱5,000
  • 6 months
  • 3% per month
  • Not Required

Special Loan

Mid-range loan with better rates and longer terms.

  • ₱6,000 - ₱10,000
  • 12 months
  • 2.5% per month
  • Not Required

Premium Loan

High-value loan for major investments.

  • ₱11,000 - ₱20,000
  • 24 months
  • 2% per month
  • Required

Loan Services

Various loan options with competitive interest rates and flexible repayment terms.

  • Personal loans up to ₱500,000
  • Housing loans up to ₱2,000,000
  • Business loans up to ₱1,000,000
  • Quick approval process

Insurance Services

Comprehensive insurance coverage for members and their families.

  • Life insurance coverage
  • Accident protection
  • Health insurance options
  • Property insurance available

Remittance Services

Fast and reliable domestic and international remittance services.

  • Domestic transfers
  • International remittance
  • Competitive exchange rates
  • Real-time tracking

Bill Payment Services

Convenient bill payment utilities and services.

  • Pay electricity bills
  • Pay water bills
  • Pay internet/cable
  • Government payments

Humate Grow

The Perfect Partner for Farmers

  • 1
  • 1
  • 1

Membership Plans

Choose a plan that fits your financial goals.

Initial Membership

₱1,300.00

Perfect starting point for your cooperative journey

  • Share Capital: ₱1,000.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Insurance Coverage: No Insurance Coverage
  • Loan Access: No Loan Access
Join Now

Initial Membership with Insurance

₱2,300.00

Enhanced membership with insurance protection

  • Share Capital: ₱1,000.00
  • Insurance: ₱500.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Solid Shield: ₱500.00
  • Loan Access: No Loan Access
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Senior Membership (60-65)

₱3,000.00

Special membership for senior citizens

  • Basic savings account
  • Access to loan services
  • Member support services
  • Senior citizen benefits
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Premium Plus Membership

₱3,500.00

Premium membership with enhanced benefits

  • All Associate membership benefits
  • Enhanced insurance coverage
  • Higher loan limits
  • Priority customer service
  • Investment opportunities
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Full Pledge Membership (18-65)

₱5,300.00

Complete membership with maximum benefits and full loan access

  • Share Capital: ₱4,000.00
  • Insurance: ₱500.00
  • Savings Account: ₱100.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Solid Shield: ₱500.00
  • Loan Access: Full Loan Access
Join Now

Full Pledge Membership (66-69)

₱8,200.00

Modified membership with adjusted benefits and loan access

  • Share Capital: ₱4,000.00
  • Insurance: ₱500.00
  • Savings Account: ₱1,500.00
  • Membership Fee: ₱100.00
  • Annual Due: ₱100.00
  • Solid Shield: ₱2,000.00
  • Loan Access: Modified Loan Access
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Our Journey

Major milestones in our cooperative's growth and development.

2022

WMMC Founded

Started with 50 founding members and a vision for community empowerment.
2023

Branch Expansion

Opened our first satellite branch to serve more communities.
2024

Digital Transformation

Launched online services and mobile banking for member convenience.
2025

Member Growth

Reached 500+ members and expanded service offerings.
2026

Future Vision

Continuing to grow and serve our community with excellence.

Board of Directors

Experienced leaders committed to guiding our cooperative.

MS
Maria Santos
Chairperson
JD
Juan Dela Cruz
Vice Chairperson
AR
Ana Reyes
Secretary
CM
Carlos Martinez
Treasurer
RG
Rosa Garcia
Board Member
PH
Pedro Hernandez
Board Member

Ready to Get Started?

Join WMMC today and start accessing our comprehensive range of financial services.